LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,716
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,387
−HK$1,698/mo
Today · 4.125%
HK$57,085
baseline
▲ 0.50% · 4.625%
HK$60,558
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,170/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,759
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,362
−HK$1,626/mo
Today · 4.125%
HK$62,988
baseline
▲ 0.50% · 4.625%
HK$66,308
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,976/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,460
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,465
−HK$2,037/mo
Today · 4.125%
HK$68,502
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$4,168/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$137,004/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,711
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,634
−HK$1,951/mo
Today · 4.125%
HK$75,585
baseline
▲ 0.50% · 4.625%
HK$79,569
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,170/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,203
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,542
−HK$2,377/mo
Today · 4.125%
HK$79,919
baseline
▲ 0.50% · 4.625%
HK$84,782
+HK$4,863/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,838/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,663
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,906
−HK$2,277/mo
Today · 4.125%
HK$88,183
baseline
▲ 0.50% · 4.625%
HK$92,831
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,366/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,689
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,697
−HK$3,056/mo
Today · 4.125%
HK$102,753
baseline
▲ 0.50% · 4.625%
HK$109,005
+HK$6,252/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,506/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,566
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,451
−HK$2,927/mo
Today · 4.125%
HK$113,378
baseline
▲ 0.50% · 4.625%
HK$119,354
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,756/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,180 · Scale 2, in force from 26 Feb 2026)