LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,718
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,389
−HK$1,697/mo
Today · 4.125%
HK$57,086
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,172/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,760
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,363
−HK$1,626/mo
Today · 4.125%
HK$62,989
baseline
▲ 0.50% · 4.625%
HK$66,309
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,978/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,461
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,466
−HK$2,038/mo
Today · 4.125%
HK$68,504
baseline
▲ 0.50% · 4.625%
HK$72,672
+HK$4,168/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$137,008/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,713
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,636
−HK$1,951/mo
Today · 4.125%
HK$75,587
baseline
▲ 0.50% · 4.625%
HK$79,571
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,174/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,205
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,544
−HK$2,377/mo
Today · 4.125%
HK$79,921
baseline
▲ 0.50% · 4.625%
HK$84,784
+HK$4,863/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,842/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,665
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,909
−HK$2,276/mo
Today · 4.125%
HK$88,185
baseline
▲ 0.50% · 4.625%
HK$92,833
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,370/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,692
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,700
−HK$3,055/mo
Today · 4.125%
HK$102,755
baseline
▲ 0.50% · 4.625%
HK$109,008
+HK$6,253/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,510/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,569
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,454
−HK$2,926/mo
Today · 4.125%
HK$113,380
baseline
▲ 0.50% · 4.625%
HK$119,357
+HK$5,977/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,760/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,206 · Scale 2, in force from 26 Feb 2026)