LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,721
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,392
−HK$1,697/mo
Today · 4.125%
HK$57,089
baseline
▲ 0.50% · 4.625%
HK$60,563
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,178/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,764
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,367
−HK$1,626/mo
Today · 4.125%
HK$62,993
baseline
▲ 0.50% · 4.625%
HK$66,313
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,986/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,465
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,470
−HK$2,037/mo
Today · 4.125%
HK$68,507
baseline
▲ 0.50% · 4.625%
HK$72,676
+HK$4,169/mo
Deposit HK$9.42M · loan HK$14.14M · min. income ≈ HK$137,014/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,717
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,640
−HK$1,951/mo
Today · 4.125%
HK$75,591
baseline
▲ 0.50% · 4.625%
HK$79,576
+HK$3,985/mo
Deposit HK$9.42M · loan HK$14.14M · min. income ≈ HK$151,182/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,548
−HK$2,377/mo
Today · 4.125%
HK$79,925
baseline
▲ 0.50% · 4.625%
HK$84,789
+HK$4,864/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,850/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,669
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,913
−HK$2,277/mo
Today · 4.125%
HK$88,190
baseline
▲ 0.50% · 4.625%
HK$92,838
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,380/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,697
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,705
−HK$3,056/mo
Today · 4.125%
HK$102,761
baseline
▲ 0.50% · 4.625%
HK$109,014
+HK$6,253/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,522/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,575
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,460
−HK$2,927/mo
Today · 4.125%
HK$113,387
baseline
▲ 0.50% · 4.625%
HK$119,363
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,774/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,261 · Scale 2, in force from 26 Feb 2026)