LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,721
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,392
−HK$1,698/mo
Today · 4.125%
HK$57,090
baseline
▲ 0.50% · 4.625%
HK$60,564
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,180/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,764
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,367
−HK$1,626/mo
Today · 4.125%
HK$62,993
baseline
▲ 0.50% · 4.625%
HK$66,313
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,986/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,465
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,471
−HK$2,037/mo
Today · 4.125%
HK$68,508
baseline
▲ 0.50% · 4.625%
HK$72,676
+HK$4,168/mo
Deposit HK$9.42M · loan HK$14.14M · min. income ≈ HK$137,016/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,717
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,640
−HK$1,952/mo
Today · 4.125%
HK$75,592
baseline
▲ 0.50% · 4.625%
HK$79,576
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.14M · min. income ≈ HK$151,184/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,549
−HK$2,377/mo
Today · 4.125%
HK$79,926
baseline
▲ 0.50% · 4.625%
HK$84,789
+HK$4,863/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,852/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,670
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,914
−HK$2,276/mo
Today · 4.125%
HK$88,190
baseline
▲ 0.50% · 4.625%
HK$92,839
+HK$4,649/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,380/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,698
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,706
−HK$3,056/mo
Today · 4.125%
HK$102,762
baseline
▲ 0.50% · 4.625%
HK$109,015
+HK$6,253/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,524/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,575
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,461
−HK$2,926/mo
Today · 4.125%
HK$113,387
baseline
▲ 0.50% · 4.625%
HK$119,364
+HK$5,977/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,774/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,267 · Scale 2, in force from 26 Feb 2026)