LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,731
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,403
−HK$1,698/mo
Today · 4.125%
HK$57,101
baseline
▲ 0.50% · 4.625%
HK$60,575
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,202/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,775
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,379
−HK$1,626/mo
Today · 4.125%
HK$63,005
baseline
▲ 0.50% · 4.625%
HK$66,326
+HK$3,321/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,010/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,478
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,483
−HK$2,038/mo
Today · 4.125%
HK$68,521
baseline
▲ 0.50% · 4.625%
HK$72,690
+HK$4,169/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,042/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,731
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,654
−HK$1,952/mo
Today · 4.125%
HK$75,606
baseline
▲ 0.50% · 4.625%
HK$79,591
+HK$3,985/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,212/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,224
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,564
−HK$2,377/mo
Today · 4.125%
HK$79,941
baseline
▲ 0.50% · 4.625%
HK$84,805
+HK$4,864/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,882/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,686
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,930
−HK$2,277/mo
Today · 4.125%
HK$88,207
baseline
▲ 0.50% · 4.625%
HK$92,856
+HK$4,649/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,414/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,716
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,725
−HK$3,056/mo
Today · 4.125%
HK$102,781
baseline
▲ 0.50% · 4.625%
HK$109,035
+HK$6,254/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,562/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,596
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,482
−HK$2,927/mo
Today · 4.125%
HK$113,409
baseline
▲ 0.50% · 4.625%
HK$119,387
+HK$5,978/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,818/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,458 · Scale 2, in force from 26 Feb 2026)