LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,732
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,404
−HK$1,698/mo
Today · 4.125%
HK$57,102
baseline
▲ 0.50% · 4.625%
HK$60,576
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,204/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,777
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,380
−HK$1,626/mo
Today · 4.125%
HK$63,006
baseline
▲ 0.50% · 4.625%
HK$66,327
+HK$3,321/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,012/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,479
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,484
−HK$2,038/mo
Today · 4.125%
HK$68,522
baseline
▲ 0.50% · 4.625%
HK$72,692
+HK$4,170/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,044/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,732
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,656
−HK$1,952/mo
Today · 4.125%
HK$75,608
baseline
▲ 0.50% · 4.625%
HK$79,593
+HK$3,985/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,216/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,225
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,565
−HK$2,378/mo
Today · 4.125%
HK$79,943
baseline
▲ 0.50% · 4.625%
HK$84,807
+HK$4,864/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,886/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,687
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,932
−HK$2,277/mo
Today · 4.125%
HK$88,209
baseline
▲ 0.50% · 4.625%
HK$92,858
+HK$4,649/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,418/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,718
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,727
−HK$3,056/mo
Today · 4.125%
HK$102,783
baseline
▲ 0.50% · 4.625%
HK$109,037
+HK$6,254/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,566/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,598
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,484
−HK$2,927/mo
Today · 4.125%
HK$113,411
baseline
▲ 0.50% · 4.625%
HK$119,389
+HK$5,978/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,822/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,478 · Scale 2, in force from 26 Feb 2026)