LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,736
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,407
−HK$1,699/mo
Today · 4.125%
HK$57,106
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,212/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,781
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,384
−HK$1,626/mo
Today · 4.125%
HK$63,010
baseline
▲ 0.50% · 4.625%
HK$66,332
+HK$3,322/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,020/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,483
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,489
−HK$2,038/mo
Today · 4.125%
HK$68,527
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$4,169/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,054/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,737
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,661
−HK$1,951/mo
Today · 4.125%
HK$75,612
baseline
▲ 0.50% · 4.625%
HK$79,598
+HK$3,986/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,224/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,230
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,570
−HK$2,378/mo
Today · 4.125%
HK$79,948
baseline
▲ 0.50% · 4.625%
HK$84,812
+HK$4,864/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,896/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,693
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,937
−HK$2,277/mo
Today · 4.125%
HK$88,214
baseline
▲ 0.50% · 4.625%
HK$92,864
+HK$4,650/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,428/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,725
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,733
−HK$3,057/mo
Today · 4.125%
HK$102,790
baseline
▲ 0.50% · 4.625%
HK$109,045
+HK$6,255/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,580/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,605
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,491
−HK$2,928/mo
Today · 4.125%
HK$113,419
baseline
▲ 0.50% · 4.625%
HK$119,397
+HK$5,978/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,838/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,543 · Scale 2, in force from 26 Feb 2026)