LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,737
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,409
−HK$1,698/mo
Today · 4.125%
HK$57,107
baseline
▲ 0.50% · 4.625%
HK$60,582
+HK$3,475/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,214/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,782
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,385
−HK$1,627/mo
Today · 4.125%
HK$63,012
baseline
▲ 0.50% · 4.625%
HK$66,333
+HK$3,321/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,024/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,484
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,490
−HK$2,038/mo
Today · 4.125%
HK$68,528
baseline
▲ 0.50% · 4.625%
HK$72,698
+HK$4,170/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,056/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,738
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,662
−HK$1,952/mo
Today · 4.125%
HK$75,614
baseline
▲ 0.50% · 4.625%
HK$79,600
+HK$3,986/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,228/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,232
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,572
−HK$2,378/mo
Today · 4.125%
HK$79,950
baseline
▲ 0.50% · 4.625%
HK$84,814
+HK$4,864/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,900/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,695
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,939
−HK$2,277/mo
Today · 4.125%
HK$88,216
baseline
▲ 0.50% · 4.625%
HK$92,866
+HK$4,650/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,432/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,727
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,735
−HK$3,057/mo
Today · 4.125%
HK$102,792
baseline
▲ 0.50% · 4.625%
HK$109,047
+HK$6,255/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,584/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,607
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,493
−HK$2,928/mo
Today · 4.125%
HK$113,421
baseline
▲ 0.50% · 4.625%
HK$119,400
+HK$5,979/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,842/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,565 · Scale 2, in force from 26 Feb 2026)