LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,738
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,410
−HK$1,698/mo
Today · 4.125%
HK$57,108
baseline
▲ 0.50% · 4.625%
HK$60,583
+HK$3,475/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,216/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,783
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,387
−HK$1,626/mo
Today · 4.125%
HK$63,013
baseline
▲ 0.50% · 4.625%
HK$66,335
+HK$3,322/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,026/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,486
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,492
−HK$2,038/mo
Today · 4.125%
HK$68,530
baseline
▲ 0.50% · 4.625%
HK$72,700
+HK$4,170/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,060/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,740
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,664
−HK$1,952/mo
Today · 4.125%
HK$75,616
baseline
▲ 0.50% · 4.625%
HK$79,602
+HK$3,986/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,232/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,234
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,574
−HK$2,377/mo
Today · 4.125%
HK$79,951
baseline
▲ 0.50% · 4.625%
HK$84,816
+HK$4,865/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,902/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,697
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,941
−HK$2,277/mo
Today · 4.125%
HK$88,218
baseline
▲ 0.50% · 4.625%
HK$92,869
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,436/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,729
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,738
−HK$3,057/mo
Today · 4.125%
HK$102,795
baseline
▲ 0.50% · 4.625%
HK$109,049
+HK$6,254/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,590/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,610
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,496
−HK$2,928/mo
Today · 4.125%
HK$113,424
baseline
▲ 0.50% · 4.625%
HK$119,402
+HK$5,978/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,848/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,587 · Scale 2, in force from 26 Feb 2026)