LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,744
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,699/mo
Today · 4.125%
HK$57,115
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,475/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,230/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,790
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,394
−HK$1,626/mo
Today · 4.125%
HK$63,020
baseline
▲ 0.50% · 4.625%
HK$66,342
+HK$3,322/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,040/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,493
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,499
−HK$2,038/mo
Today · 4.125%
HK$68,537
baseline
▲ 0.50% · 4.625%
HK$72,708
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,074/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,748
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,672
−HK$1,952/mo
Today · 4.125%
HK$75,624
baseline
▲ 0.50% · 4.625%
HK$79,611
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,248/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,242
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,583
−HK$2,377/mo
Today · 4.125%
HK$79,960
baseline
▲ 0.50% · 4.625%
HK$84,826
+HK$4,866/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,920/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,706
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,951
−HK$2,277/mo
Today · 4.125%
HK$88,228
baseline
▲ 0.50% · 4.625%
HK$92,879
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,456/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,740
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,749
−HK$3,057/mo
Today · 4.125%
HK$102,806
baseline
▲ 0.50% · 4.625%
HK$109,062
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,612/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,622
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,508
−HK$2,929/mo
Today · 4.125%
HK$113,437
baseline
▲ 0.50% · 4.625%
HK$119,416
+HK$5,979/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,874/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,701 · Scale 2, in force from 26 Feb 2026)