LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,745
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,699/mo
Today · 4.125%
HK$57,115
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,475/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,230/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,790
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,394
−HK$1,627/mo
Today · 4.125%
HK$63,021
baseline
▲ 0.50% · 4.625%
HK$66,343
+HK$3,322/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$126,042/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,494
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,500
−HK$2,038/mo
Today · 4.125%
HK$68,538
baseline
▲ 0.50% · 4.625%
HK$72,708
+HK$4,170/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,076/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,749
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,673
−HK$1,952/mo
Today · 4.125%
HK$75,625
baseline
▲ 0.50% · 4.625%
HK$79,611
+HK$3,986/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,250/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,243
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,583
−HK$2,378/mo
Today · 4.125%
HK$79,961
baseline
▲ 0.50% · 4.625%
HK$84,826
+HK$4,865/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,922/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,707
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,952
−HK$2,277/mo
Today · 4.125%
HK$88,229
baseline
▲ 0.50% · 4.625%
HK$92,880
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,458/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,741
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,750
−HK$3,057/mo
Today · 4.125%
HK$102,807
baseline
▲ 0.50% · 4.625%
HK$109,063
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,614/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,623
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,509
−HK$2,928/mo
Today · 4.125%
HK$113,437
baseline
▲ 0.50% · 4.625%
HK$119,417
+HK$5,980/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,874/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,709 · Scale 2, in force from 26 Feb 2026)