LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,746
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,699/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,475/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,792
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,396
−HK$1,627/mo
Today · 4.125%
HK$63,023
baseline
▲ 0.50% · 4.625%
HK$66,345
+HK$3,322/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,046/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,496
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,502
−HK$2,038/mo
Today · 4.125%
HK$68,540
baseline
▲ 0.50% · 4.625%
HK$72,711
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,080/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,751
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,675
−HK$1,952/mo
Today · 4.125%
HK$75,627
baseline
▲ 0.50% · 4.625%
HK$79,614
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,254/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,245
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,586
−HK$2,378/mo
Today · 4.125%
HK$79,964
baseline
▲ 0.50% · 4.625%
HK$84,829
+HK$4,865/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,928/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,709
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,954
−HK$2,278/mo
Today · 4.125%
HK$88,232
baseline
▲ 0.50% · 4.625%
HK$92,883
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,464/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,744
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,753
−HK$3,057/mo
Today · 4.125%
HK$102,810
baseline
▲ 0.50% · 4.625%
HK$109,066
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,620/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,626
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,513
−HK$2,928/mo
Today · 4.125%
HK$113,441
baseline
▲ 0.50% · 4.625%
HK$119,421
+HK$5,980/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,882/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,740 · Scale 2, in force from 26 Feb 2026)