LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,751
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,422
−HK$1,699/mo
Today · 4.125%
HK$57,121
baseline
▲ 0.50% · 4.625%
HK$60,597
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,242/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,797
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,401
−HK$1,627/mo
Today · 4.125%
HK$63,028
baseline
▲ 0.50% · 4.625%
HK$66,350
+HK$3,322/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,056/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,501
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,507
−HK$2,038/mo
Today · 4.125%
HK$68,545
baseline
▲ 0.50% · 4.625%
HK$72,716
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,090/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,756
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,681
−HK$1,952/mo
Today · 4.125%
HK$75,633
baseline
▲ 0.50% · 4.625%
HK$79,620
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,266/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,251
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,591
−HK$2,379/mo
Today · 4.125%
HK$79,970
baseline
▲ 0.50% · 4.625%
HK$84,836
+HK$4,866/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,940/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,716
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,961
−HK$2,278/mo
Today · 4.125%
HK$88,239
baseline
▲ 0.50% · 4.625%
HK$92,890
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,478/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,751
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,760
−HK$3,058/mo
Today · 4.125%
HK$102,818
baseline
▲ 0.50% · 4.625%
HK$109,074
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$205,636/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,634
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,521
−HK$2,929/mo
Today · 4.125%
HK$113,450
baseline
▲ 0.50% · 4.625%
HK$119,430
+HK$5,980/mo
Deposit HK$2.36M · loan HK$21.21M · min. income ≈ HK$226,900/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,816 · Scale 2, in force from 26 Feb 2026)