LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,751
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,423
−HK$1,699/mo
Today · 4.125%
HK$57,122
baseline
▲ 0.50% · 4.625%
HK$60,598
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,244/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,798
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,402
−HK$1,627/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,351
+HK$3,322/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,502
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,508
−HK$2,039/mo
Today · 4.125%
HK$68,547
baseline
▲ 0.50% · 4.625%
HK$72,718
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,094/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,758
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,682
−HK$1,952/mo
Today · 4.125%
HK$75,634
baseline
▲ 0.50% · 4.625%
HK$79,621
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,268/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,252
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,593
−HK$2,378/mo
Today · 4.125%
HK$79,971
baseline
▲ 0.50% · 4.625%
HK$84,837
+HK$4,866/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,942/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,717
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,962
−HK$2,278/mo
Today · 4.125%
HK$88,240
baseline
▲ 0.50% · 4.625%
HK$92,891
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,480/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,753
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,762
−HK$3,058/mo
Today · 4.125%
HK$102,820
baseline
▲ 0.50% · 4.625%
HK$109,076
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,640/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,636
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,523
−HK$2,929/mo
Today · 4.125%
HK$113,452
baseline
▲ 0.50% · 4.625%
HK$119,432
+HK$5,980/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,904/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,834 · Scale 2, in force from 26 Feb 2026)