LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,752
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,424
−HK$1,699/mo
Today · 4.125%
HK$57,123
baseline
▲ 0.50% · 4.625%
HK$60,598
+HK$3,475/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,246/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,798
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,402
−HK$1,627/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,351
+HK$3,322/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,502
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,509
−HK$2,038/mo
Today · 4.125%
HK$68,547
baseline
▲ 0.50% · 4.625%
HK$72,718
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$137,094/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,758
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,683
−HK$1,952/mo
Today · 4.125%
HK$75,635
baseline
▲ 0.50% · 4.625%
HK$79,622
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.14M · min. income ≈ HK$151,270/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,253
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,593
−HK$2,379/mo
Today · 4.125%
HK$79,972
baseline
▲ 0.50% · 4.625%
HK$84,838
+HK$4,866/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,944/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,718
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,963
−HK$2,278/mo
Today · 4.125%
HK$88,241
baseline
▲ 0.50% · 4.625%
HK$92,892
+HK$4,651/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,482/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,753
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,763
−HK$3,058/mo
Today · 4.125%
HK$102,821
baseline
▲ 0.50% · 4.625%
HK$109,077
+HK$6,256/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,642/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,637
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,524
−HK$2,928/mo
Today · 4.125%
HK$113,452
baseline
▲ 0.50% · 4.625%
HK$119,433
+HK$5,981/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,904/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,841 · Scale 2, in force from 26 Feb 2026)