LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,758
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,430
−HK$1,699/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,605
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,409
−HK$1,627/mo
Today · 4.125%
HK$63,036
baseline
▲ 0.50% · 4.625%
HK$66,358
+HK$3,322/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,072/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,509
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,516
−HK$2,038/mo
Today · 4.125%
HK$68,554
baseline
▲ 0.50% · 4.625%
HK$72,726
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,108/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,766
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,690
−HK$1,953/mo
Today · 4.125%
HK$75,643
baseline
▲ 0.50% · 4.625%
HK$79,630
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,286/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,261
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,602
−HK$2,378/mo
Today · 4.125%
HK$79,980
baseline
▲ 0.50% · 4.625%
HK$84,847
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,960/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,727
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,972
−HK$2,278/mo
Today · 4.125%
HK$88,250
baseline
▲ 0.50% · 4.625%
HK$92,902
+HK$4,652/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,500/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,764
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,773
−HK$3,058/mo
Today · 4.125%
HK$102,831
baseline
▲ 0.50% · 4.625%
HK$109,088
+HK$6,257/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,662/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,648
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,536
−HK$2,928/mo
Today · 4.125%
HK$113,464
baseline
▲ 0.50% · 4.625%
HK$119,445
+HK$5,981/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,928/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,947 · Scale 2, in force from 26 Feb 2026)