LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,759
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,431
−HK$1,699/mo
Today · 4.125%
HK$57,130
baseline
▲ 0.50% · 4.625%
HK$60,606
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,260/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,806
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,410
−HK$1,627/mo
Today · 4.125%
HK$63,037
baseline
▲ 0.50% · 4.625%
HK$66,360
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,074/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,510
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,517
−HK$2,039/mo
Today · 4.125%
HK$68,556
baseline
▲ 0.50% · 4.625%
HK$72,727
+HK$4,171/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,112/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,767
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,692
−HK$1,952/mo
Today · 4.125%
HK$75,644
baseline
▲ 0.50% · 4.625%
HK$79,632
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,288/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,262
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,603
−HK$2,378/mo
Today · 4.125%
HK$79,981
baseline
▲ 0.50% · 4.625%
HK$84,848
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,962/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,728
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,974
−HK$2,278/mo
Today · 4.125%
HK$88,252
baseline
▲ 0.50% · 4.625%
HK$92,904
+HK$4,652/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,504/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,765
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,775
−HK$3,058/mo
Today · 4.125%
HK$102,833
baseline
▲ 0.50% · 4.625%
HK$109,091
+HK$6,258/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,666/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,650
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,538
−HK$2,928/mo
Today · 4.125%
HK$113,466
baseline
▲ 0.50% · 4.625%
HK$119,447
+HK$5,981/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,932/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,965 · Scale 2, in force from 26 Feb 2026)