LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,760
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,433
−HK$1,699/mo
Today · 4.125%
HK$57,132
baseline
▲ 0.50% · 4.625%
HK$60,608
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,264/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,808
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,412
−HK$1,627/mo
Today · 4.125%
HK$63,039
baseline
▲ 0.50% · 4.625%
HK$66,362
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,078/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,512
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,519
−HK$2,039/mo
Today · 4.125%
HK$68,558
baseline
▲ 0.50% · 4.625%
HK$72,730
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,116/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,769
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,694
−HK$1,953/mo
Today · 4.125%
HK$75,647
baseline
▲ 0.50% · 4.625%
HK$79,634
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,294/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,265
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,606
−HK$2,378/mo
Today · 4.125%
HK$79,984
baseline
▲ 0.50% · 4.625%
HK$84,851
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,968/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,731
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,977
−HK$2,278/mo
Today · 4.125%
HK$88,255
baseline
▲ 0.50% · 4.625%
HK$92,907
+HK$4,652/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,510/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,769
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,779
−HK$3,058/mo
Today · 4.125%
HK$102,837
baseline
▲ 0.50% · 4.625%
HK$109,094
+HK$6,257/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,674/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,654
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,541
−HK$2,929/mo
Today · 4.125%
HK$113,470
baseline
▲ 0.50% · 4.625%
HK$119,452
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,940/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,000 · Scale 2, in force from 26 Feb 2026)