LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,764
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,436
−HK$1,700/mo
Today · 4.125%
HK$57,136
baseline
▲ 0.50% · 4.625%
HK$60,612
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,272/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,812
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,416
−HK$1,627/mo
Today · 4.125%
HK$63,043
baseline
▲ 0.50% · 4.625%
HK$66,367
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,086/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,517
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,524
−HK$2,039/mo
Today · 4.125%
HK$68,563
baseline
▲ 0.50% · 4.625%
HK$72,735
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,126/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,774
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,699
−HK$1,953/mo
Today · 4.125%
HK$75,652
baseline
▲ 0.50% · 4.625%
HK$79,640
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,304/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,270
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,611
−HK$2,379/mo
Today · 4.125%
HK$79,990
baseline
▲ 0.50% · 4.625%
HK$84,857
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,980/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,737
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,983
−HK$2,278/mo
Today · 4.125%
HK$88,261
baseline
▲ 0.50% · 4.625%
HK$92,913
+HK$4,652/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,522/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,775
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,786
−HK$3,058/mo
Today · 4.125%
HK$102,844
baseline
▲ 0.50% · 4.625%
HK$109,102
+HK$6,258/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,688/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,662
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,549
−HK$2,929/mo
Today · 4.125%
HK$113,478
baseline
▲ 0.50% · 4.625%
HK$119,460
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,956/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,069 · Scale 2, in force from 26 Feb 2026)