LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,764
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,437
−HK$1,699/mo
Today · 4.125%
HK$57,136
baseline
▲ 0.50% · 4.625%
HK$60,612
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,272/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,812
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,416
−HK$1,628/mo
Today · 4.125%
HK$63,044
baseline
▲ 0.50% · 4.625%
HK$66,367
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,088/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,517
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,524
−HK$2,039/mo
Today · 4.125%
HK$68,563
baseline
▲ 0.50% · 4.625%
HK$72,735
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,126/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,775
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,700
−HK$1,953/mo
Today · 4.125%
HK$75,653
baseline
▲ 0.50% · 4.625%
HK$79,640
+HK$3,987/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,306/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,270
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,611
−HK$2,379/mo
Today · 4.125%
HK$79,990
baseline
▲ 0.50% · 4.625%
HK$84,857
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$159,980/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,737
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,983
−HK$2,278/mo
Today · 4.125%
HK$88,261
baseline
▲ 0.50% · 4.625%
HK$92,914
+HK$4,653/mo
Deposit HK$7.07M · loan HK$16.50M · min. income ≈ HK$176,522/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,776
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,786
−HK$3,059/mo
Today · 4.125%
HK$102,845
baseline
▲ 0.50% · 4.625%
HK$109,102
+HK$6,257/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,690/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,662
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,550
−HK$2,929/mo
Today · 4.125%
HK$113,479
baseline
▲ 0.50% · 4.625%
HK$119,460
+HK$5,981/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,958/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,074 · Scale 2, in force from 26 Feb 2026)