LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,767
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,439
−HK$1,700/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,615
+HK$3,476/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,815
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,419
−HK$1,628/mo
Today · 4.125%
HK$63,047
baseline
▲ 0.50% · 4.625%
HK$66,370
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,094/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,520
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,527
−HK$2,039/mo
Today · 4.125%
HK$68,566
baseline
▲ 0.50% · 4.625%
HK$72,739
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,132/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,778
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,703
−HK$1,953/mo
Today · 4.125%
HK$75,656
baseline
▲ 0.50% · 4.625%
HK$79,644
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,312/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,274
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,615
−HK$2,379/mo
Today · 4.125%
HK$79,994
baseline
▲ 0.50% · 4.625%
HK$84,862
+HK$4,868/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$159,988/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,741
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,987
−HK$2,279/mo
Today · 4.125%
HK$88,266
baseline
▲ 0.50% · 4.625%
HK$92,918
+HK$4,652/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,532/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,781
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,791
−HK$3,059/mo
Today · 4.125%
HK$102,850
baseline
▲ 0.50% · 4.625%
HK$109,108
+HK$6,258/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,700/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,668
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,555
−HK$2,929/mo
Today · 4.125%
HK$113,484
baseline
▲ 0.50% · 4.625%
HK$119,466
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,968/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,124 · Scale 2, in force from 26 Feb 2026)