LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,767
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,440
−HK$1,699/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,816
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,627/mo
Today · 4.125%
HK$63,047
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,094/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,521
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,528
−HK$2,039/mo
Today · 4.125%
HK$68,567
baseline
▲ 0.50% · 4.625%
HK$72,739
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,134/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,779
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,704
−HK$1,953/mo
Today · 4.125%
HK$75,657
baseline
▲ 0.50% · 4.625%
HK$79,645
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,314/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,274
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,616
−HK$2,379/mo
Today · 4.125%
HK$79,995
baseline
▲ 0.50% · 4.625%
HK$84,862
+HK$4,867/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$159,990/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,742
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,988
−HK$2,278/mo
Today · 4.125%
HK$88,266
baseline
▲ 0.50% · 4.625%
HK$92,919
+HK$4,653/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,532/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,781
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,792
−HK$3,058/mo
Today · 4.125%
HK$102,850
baseline
▲ 0.50% · 4.625%
HK$109,108
+HK$6,258/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,700/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,668
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,556
−HK$2,929/mo
Today · 4.125%
HK$113,485
baseline
▲ 0.50% · 4.625%
HK$119,467
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,970/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,130 · Scale 2, in force from 26 Feb 2026)