LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,770
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,443
−HK$1,699/mo
Today · 4.125%
HK$57,142
baseline
▲ 0.50% · 4.625%
HK$60,619
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,284/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,819
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,423
−HK$1,628/mo
Today · 4.125%
HK$63,051
baseline
▲ 0.50% · 4.625%
HK$66,374
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,102/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,525
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,532
−HK$2,039/mo
Today · 4.125%
HK$68,571
baseline
▲ 0.50% · 4.625%
HK$72,743
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,142/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,783
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,708
−HK$1,953/mo
Today · 4.125%
HK$75,661
baseline
▲ 0.50% · 4.625%
HK$79,649
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,322/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,279
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,620
−HK$2,379/mo
Today · 4.125%
HK$79,999
baseline
▲ 0.50% · 4.625%
HK$84,867
+HK$4,868/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$159,998/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,747
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,993
−HK$2,278/mo
Today · 4.125%
HK$88,271
baseline
▲ 0.50% · 4.625%
HK$92,924
+HK$4,653/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,542/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,787
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,797
−HK$3,059/mo
Today · 4.125%
HK$102,856
baseline
▲ 0.50% · 4.625%
HK$109,115
+HK$6,259/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,712/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,674
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,562
−HK$2,930/mo
Today · 4.125%
HK$113,492
baseline
▲ 0.50% · 4.625%
HK$119,474
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,984/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,188 · Scale 2, in force from 26 Feb 2026)