LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,772
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,444
−HK$1,700/mo
Today · 4.125%
HK$57,144
baseline
▲ 0.50% · 4.625%
HK$60,621
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,288/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,820
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,425
−HK$1,627/mo
Today · 4.125%
HK$63,052
baseline
▲ 0.50% · 4.625%
HK$66,376
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,104/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,526
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,533
−HK$2,039/mo
Today · 4.125%
HK$68,572
baseline
▲ 0.50% · 4.625%
HK$72,745
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,144/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,784
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,710
−HK$1,953/mo
Today · 4.125%
HK$75,663
baseline
▲ 0.50% · 4.625%
HK$79,651
+HK$3,988/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,326/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,280
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,622
−HK$2,379/mo
Today · 4.125%
HK$80,001
baseline
▲ 0.50% · 4.625%
HK$84,869
+HK$4,868/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$160,002/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,748
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,995
−HK$2,278/mo
Today · 4.125%
HK$88,273
baseline
▲ 0.50% · 4.625%
HK$92,926
+HK$4,653/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,546/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,789
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,800
−HK$3,058/mo
Today · 4.125%
HK$102,858
baseline
▲ 0.50% · 4.625%
HK$109,117
+HK$6,259/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,716/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,677
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,564
−HK$2,930/mo
Today · 4.125%
HK$113,494
baseline
▲ 0.50% · 4.625%
HK$119,477
+HK$5,983/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,988/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,209 · Scale 2, in force from 26 Feb 2026)