LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,773
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,445
−HK$1,700/mo
Today · 4.125%
HK$57,145
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,290/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,822
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,426
−HK$1,628/mo
Today · 4.125%
HK$63,054
baseline
▲ 0.50% · 4.625%
HK$66,377
+HK$3,323/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,108/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,527
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,535
−HK$2,039/mo
Today · 4.125%
HK$68,574
baseline
▲ 0.50% · 4.625%
HK$72,746
+HK$4,172/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,148/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,786
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,711
−HK$1,953/mo
Today · 4.125%
HK$75,664
baseline
▲ 0.50% · 4.625%
HK$79,653
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,328/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,282
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,624
−HK$2,379/mo
Today · 4.125%
HK$80,003
baseline
▲ 0.50% · 4.625%
HK$84,871
+HK$4,868/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$160,006/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,750
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,996
−HK$2,279/mo
Today · 4.125%
HK$88,275
baseline
▲ 0.50% · 4.625%
HK$92,928
+HK$4,653/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,550/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,791
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,802
−HK$3,059/mo
Today · 4.125%
HK$102,861
baseline
▲ 0.50% · 4.625%
HK$109,119
+HK$6,258/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,722/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,679
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,567
−HK$2,930/mo
Today · 4.125%
HK$113,497
baseline
▲ 0.50% · 4.625%
HK$119,479
+HK$5,982/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$226,994/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,231 · Scale 2, in force from 26 Feb 2026)