LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,775
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,448
−HK$1,700/mo
Today · 4.125%
HK$57,148
baseline
▲ 0.50% · 4.625%
HK$60,625
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,296/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,825
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,429
−HK$1,628/mo
Today · 4.125%
HK$63,057
baseline
▲ 0.50% · 4.625%
HK$66,381
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,114/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,530
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,538
−HK$2,039/mo
Today · 4.125%
HK$68,577
baseline
▲ 0.50% · 4.625%
HK$72,750
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,154/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,790
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,715
−HK$1,953/mo
Today · 4.125%
HK$75,668
baseline
▲ 0.50% · 4.625%
HK$79,657
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,336/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,286
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,627
−HK$2,380/mo
Today · 4.125%
HK$80,007
baseline
▲ 0.50% · 4.625%
HK$84,875
+HK$4,868/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$160,014/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,754
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,001
−HK$2,278/mo
Today · 4.125%
HK$88,279
baseline
▲ 0.50% · 4.625%
HK$92,933
+HK$4,654/mo
Deposit HK$7.07M · loan HK$16.51M · min. income ≈ HK$176,558/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,796
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,807
−HK$3,059/mo
Today · 4.125%
HK$102,866
baseline
▲ 0.50% · 4.625%
HK$109,125
+HK$6,259/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$205,732/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,684
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,572
−HK$2,930/mo
Today · 4.125%
HK$113,502
baseline
▲ 0.50% · 4.625%
HK$119,485
+HK$5,983/mo
Deposit HK$2.36M · loan HK$21.22M · min. income ≈ HK$227,004/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,280 · Scale 2, in force from 26 Feb 2026)