LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,779
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,452
−HK$1,699/mo
Today · 4.125%
HK$57,151
baseline
▲ 0.50% · 4.625%
HK$60,629
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,302/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,829
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,433
−HK$1,628/mo
Today · 4.125%
HK$63,061
baseline
▲ 0.50% · 4.625%
HK$66,385
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,122/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,535
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,542
−HK$2,040/mo
Today · 4.125%
HK$68,582
baseline
▲ 0.50% · 4.625%
HK$72,755
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,164/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,794
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,720
−HK$1,953/mo
Today · 4.125%
HK$75,673
baseline
▲ 0.50% · 4.625%
HK$79,662
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,346/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,291
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,632
−HK$2,380/mo
Today · 4.125%
HK$80,012
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,868/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,024/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,760
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,006
−HK$2,279/mo
Today · 4.125%
HK$88,285
baseline
▲ 0.50% · 4.625%
HK$92,939
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,570/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,802
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,813
−HK$3,059/mo
Today · 4.125%
HK$102,872
baseline
▲ 0.50% · 4.625%
HK$109,132
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,744/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,691
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,580
−HK$2,930/mo
Today · 4.125%
HK$113,510
baseline
▲ 0.50% · 4.625%
HK$119,493
+HK$5,983/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,020/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,346 · Scale 2, in force from 26 Feb 2026)