LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,780
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,453
−HK$1,699/mo
Today · 4.125%
HK$57,152
baseline
▲ 0.50% · 4.625%
HK$60,630
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,304/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,829
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,434
−HK$1,628/mo
Today · 4.125%
HK$63,062
baseline
▲ 0.50% · 4.625%
HK$66,386
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,124/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,543
−HK$2,040/mo
Today · 4.125%
HK$68,583
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,166/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,795
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,721
−HK$1,953/mo
Today · 4.125%
HK$75,674
baseline
▲ 0.50% · 4.625%
HK$79,663
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,348/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,292
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,634
−HK$2,379/mo
Today · 4.125%
HK$80,013
baseline
▲ 0.50% · 4.625%
HK$84,882
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,026/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,761
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,008
−HK$2,279/mo
Today · 4.125%
HK$88,287
baseline
▲ 0.50% · 4.625%
HK$92,940
+HK$4,653/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,574/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,804
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,815
−HK$3,059/mo
Today · 4.125%
HK$102,874
baseline
▲ 0.50% · 4.625%
HK$109,134
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,748/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,693
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,581
−HK$2,930/mo
Today · 4.125%
HK$113,511
baseline
▲ 0.50% · 4.625%
HK$119,495
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,022/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,361 · Scale 2, in force from 26 Feb 2026)