LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,781
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,454
−HK$1,700/mo
Today · 4.125%
HK$57,154
baseline
▲ 0.50% · 4.625%
HK$60,631
+HK$3,477/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,308/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,831
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,435
−HK$1,628/mo
Today · 4.125%
HK$63,063
baseline
▲ 0.50% · 4.625%
HK$66,387
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,126/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,537
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,545
−HK$2,039/mo
Today · 4.125%
HK$68,584
baseline
▲ 0.50% · 4.625%
HK$72,757
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,168/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,797
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,723
−HK$1,953/mo
Today · 4.125%
HK$75,676
baseline
▲ 0.50% · 4.625%
HK$79,665
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,352/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,293
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,635
−HK$2,380/mo
Today · 4.125%
HK$80,015
baseline
▲ 0.50% · 4.625%
HK$84,884
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,030/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,763
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,010
−HK$2,279/mo
Today · 4.125%
HK$88,289
baseline
▲ 0.50% · 4.625%
HK$92,942
+HK$4,653/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,578/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,806
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,817
−HK$3,059/mo
Today · 4.125%
HK$102,876
baseline
▲ 0.50% · 4.625%
HK$109,136
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,752/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,695
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,584
−HK$2,930/mo
Today · 4.125%
HK$113,514
baseline
▲ 0.50% · 4.625%
HK$119,497
+HK$5,983/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,028/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,384 · Scale 2, in force from 26 Feb 2026)