LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,783
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,456
−HK$1,700/mo
Today · 4.125%
HK$57,156
baseline
▲ 0.50% · 4.625%
HK$60,634
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,312/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,833
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,438
−HK$1,628/mo
Today · 4.125%
HK$63,066
baseline
▲ 0.50% · 4.625%
HK$66,390
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,132/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,540
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,547
−HK$2,040/mo
Today · 4.125%
HK$68,587
baseline
▲ 0.50% · 4.625%
HK$72,760
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,174/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,800
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,725
−HK$1,954/mo
Today · 4.125%
HK$75,679
baseline
▲ 0.50% · 4.625%
HK$79,668
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,358/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,296
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,638
−HK$2,380/mo
Today · 4.125%
HK$80,018
baseline
▲ 0.50% · 4.625%
HK$84,887
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,036/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,766
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,013
−HK$2,279/mo
Today · 4.125%
HK$88,292
baseline
▲ 0.50% · 4.625%
HK$92,946
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,584/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,810
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,821
−HK$3,059/mo
Today · 4.125%
HK$102,880
baseline
▲ 0.50% · 4.625%
HK$109,140
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,760/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,700
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,588
−HK$2,930/mo
Today · 4.125%
HK$113,518
baseline
▲ 0.50% · 4.625%
HK$119,502
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,036/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,423 · Scale 2, in force from 26 Feb 2026)