LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,784
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,457
−HK$1,700/mo
Today · 4.125%
HK$57,157
baseline
▲ 0.50% · 4.625%
HK$60,635
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,314/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,835
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,439
−HK$1,628/mo
Today · 4.125%
HK$63,067
baseline
▲ 0.50% · 4.625%
HK$66,392
+HK$3,325/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,134/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,541
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,549
−HK$2,040/mo
Today · 4.125%
HK$68,589
baseline
▲ 0.50% · 4.625%
HK$72,762
+HK$4,173/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$137,178/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,801
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,727
−HK$1,954/mo
Today · 4.125%
HK$75,681
baseline
▲ 0.50% · 4.625%
HK$79,670
+HK$3,989/mo
Deposit HK$9.43M · loan HK$14.15M · min. income ≈ HK$151,362/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,298
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,640
−HK$2,380/mo
Today · 4.125%
HK$80,020
baseline
▲ 0.50% · 4.625%
HK$84,889
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,040/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,768
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,015
−HK$2,279/mo
Today · 4.125%
HK$88,294
baseline
▲ 0.50% · 4.625%
HK$92,948
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,588/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,812
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,823
−HK$3,060/mo
Today · 4.125%
HK$102,883
baseline
▲ 0.50% · 4.625%
HK$109,143
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,766/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,702
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,591
−HK$2,930/mo
Today · 4.125%
HK$113,521
baseline
▲ 0.50% · 4.625%
HK$119,505
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,042/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,447 · Scale 2, in force from 26 Feb 2026)