LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,786
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,699/mo
Today · 4.125%
HK$57,158
baseline
▲ 0.50% · 4.625%
HK$60,636
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,316/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,836
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,441
−HK$1,628/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,324/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,543
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$2,040/mo
Today · 4.125%
HK$68,590
baseline
▲ 0.50% · 4.625%
HK$72,764
+HK$4,174/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$137,180/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,803
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,729
−HK$1,953/mo
Today · 4.125%
HK$75,682
baseline
▲ 0.50% · 4.625%
HK$79,672
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$151,364/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,300
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,642
−HK$2,380/mo
Today · 4.125%
HK$80,022
baseline
▲ 0.50% · 4.625%
HK$84,891
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,044/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,770
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,017
−HK$2,279/mo
Today · 4.125%
HK$88,296
baseline
▲ 0.50% · 4.625%
HK$92,950
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,592/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,814
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,825
−HK$3,060/mo
Today · 4.125%
HK$102,885
baseline
▲ 0.50% · 4.625%
HK$109,145
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,770/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,705
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,593
−HK$2,931/mo
Today · 4.125%
HK$113,524
baseline
▲ 0.50% · 4.625%
HK$119,508
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,048/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,470 · Scale 2, in force from 26 Feb 2026)