LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,786
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,700/mo
Today · 4.125%
HK$57,159
baseline
▲ 0.50% · 4.625%
HK$60,637
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,318/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,836
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,441
−HK$1,628/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,394
+HK$3,325/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,543
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,551
−HK$2,040/mo
Today · 4.125%
HK$68,591
baseline
▲ 0.50% · 4.625%
HK$72,764
+HK$4,173/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$137,182/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,804
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,730
−HK$1,953/mo
Today · 4.125%
HK$75,683
baseline
▲ 0.50% · 4.625%
HK$79,672
+HK$3,989/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$151,366/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,301
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,643
−HK$2,380/mo
Today · 4.125%
HK$80,023
baseline
▲ 0.50% · 4.625%
HK$84,892
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,046/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,771
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,018
−HK$2,279/mo
Today · 4.125%
HK$88,297
baseline
▲ 0.50% · 4.625%
HK$92,951
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,594/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,815
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,826
−HK$3,060/mo
Today · 4.125%
HK$102,886
baseline
▲ 0.50% · 4.625%
HK$109,146
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,772/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,706
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,594
−HK$2,931/mo
Today · 4.125%
HK$113,525
baseline
▲ 0.50% · 4.625%
HK$119,509
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,050/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,479 · Scale 2, in force from 26 Feb 2026)