LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,788
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,462
−HK$1,699/mo
Today · 4.125%
HK$57,161
baseline
▲ 0.50% · 4.625%
HK$60,640
+HK$3,479/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,322/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,839
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,444
−HK$1,628/mo
Today · 4.125%
HK$63,072
baseline
▲ 0.50% · 4.625%
HK$66,397
+HK$3,325/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,144/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,546
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,554
−HK$2,040/mo
Today · 4.125%
HK$68,594
baseline
▲ 0.50% · 4.625%
HK$72,767
+HK$4,173/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$137,188/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,807
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,733
−HK$1,953/mo
Today · 4.125%
HK$75,686
baseline
▲ 0.50% · 4.625%
HK$79,676
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$151,372/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,304
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,646
−HK$2,380/mo
Today · 4.125%
HK$80,026
baseline
▲ 0.50% · 4.625%
HK$84,895
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,052/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,775
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,021
−HK$2,280/mo
Today · 4.125%
HK$88,301
baseline
▲ 0.50% · 4.625%
HK$92,955
+HK$4,654/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,602/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,819
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,831
−HK$3,060/mo
Today · 4.125%
HK$102,891
baseline
▲ 0.50% · 4.625%
HK$109,151
+HK$6,260/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,782/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,710
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,599
−HK$2,931/mo
Today · 4.125%
HK$113,530
baseline
▲ 0.50% · 4.625%
HK$119,514
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,060/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,522 · Scale 2, in force from 26 Feb 2026)