LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,790
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,464
−HK$1,700/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,642
+HK$3,478/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,841
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,446
−HK$1,628/mo
Today · 4.125%
HK$63,074
baseline
▲ 0.50% · 4.625%
HK$66,399
+HK$3,325/mo
Deposit HK$11.79M · loan HK$11.79M · min. income ≈ HK$126,148/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,548
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,556
−HK$2,040/mo
Today · 4.125%
HK$68,596
baseline
▲ 0.50% · 4.625%
HK$72,770
+HK$4,174/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$137,192/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,809
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,735
−HK$1,954/mo
Today · 4.125%
HK$75,689
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$151,378/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,307
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,649
−HK$2,380/mo
Today · 4.125%
HK$80,029
baseline
▲ 0.50% · 4.625%
HK$84,898
+HK$4,869/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,058/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,778
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,025
−HK$2,279/mo
Today · 4.125%
HK$88,304
baseline
▲ 0.50% · 4.625%
HK$92,959
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,608/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,823
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,834
−HK$3,060/mo
Today · 4.125%
HK$102,894
baseline
▲ 0.50% · 4.625%
HK$109,155
+HK$6,261/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,788/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,714
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,603
−HK$2,931/mo
Today · 4.125%
HK$113,534
baseline
▲ 0.50% · 4.625%
HK$119,518
+HK$5,984/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,068/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,559 · Scale 2, in force from 26 Feb 2026)