LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,794
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,467
−HK$1,701/mo
Today · 4.125%
HK$57,168
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,478/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,336/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,846
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,451
−HK$1,628/mo
Today · 4.125%
HK$63,079
baseline
▲ 0.50% · 4.625%
HK$66,404
+HK$3,325/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,158/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,553
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,561
−HK$2,040/mo
Today · 4.125%
HK$68,601
baseline
▲ 0.50% · 4.625%
HK$72,775
+HK$4,174/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$137,202/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,815
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,741
−HK$1,954/mo
Today · 4.125%
HK$75,695
baseline
▲ 0.50% · 4.625%
HK$79,684
+HK$3,989/mo
Deposit HK$9.44M · loan HK$14.15M · min. income ≈ HK$151,390/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,312
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,654
−HK$2,381/mo
Today · 4.125%
HK$80,035
baseline
▲ 0.50% · 4.625%
HK$84,905
+HK$4,870/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,070/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,784
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,031
−HK$2,279/mo
Today · 4.125%
HK$88,310
baseline
▲ 0.50% · 4.625%
HK$92,965
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,620/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,830
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,841
−HK$3,061/mo
Today · 4.125%
HK$102,902
baseline
▲ 0.50% · 4.625%
HK$109,163
+HK$6,261/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,804/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,722
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,611
−HK$2,931/mo
Today · 4.125%
HK$113,542
baseline
▲ 0.50% · 4.625%
HK$119,527
+HK$5,985/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,084/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,630 · Scale 2, in force from 26 Feb 2026)