LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,795
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,469
−HK$1,700/mo
Today · 4.125%
HK$57,169
baseline
▲ 0.50% · 4.625%
HK$60,647
+HK$3,478/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,338/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,847
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,452
−HK$1,628/mo
Today · 4.125%
HK$63,080
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,325/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,160/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,554
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,562
−HK$2,040/mo
Today · 4.125%
HK$68,602
baseline
▲ 0.50% · 4.625%
HK$72,777
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,204/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,816
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,742
−HK$1,954/mo
Today · 4.125%
HK$75,696
baseline
▲ 0.50% · 4.625%
HK$79,686
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,392/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,313
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,656
−HK$2,380/mo
Today · 4.125%
HK$80,036
baseline
▲ 0.50% · 4.625%
HK$84,906
+HK$4,870/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,072/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,785
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,032
−HK$2,280/mo
Today · 4.125%
HK$88,312
baseline
▲ 0.50% · 4.625%
HK$92,967
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,624/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,831
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,843
−HK$3,060/mo
Today · 4.125%
HK$102,903
baseline
▲ 0.50% · 4.625%
HK$109,165
+HK$6,262/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,806/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,724
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,613
−HK$2,931/mo
Today · 4.125%
HK$113,544
baseline
▲ 0.50% · 4.625%
HK$119,529
+HK$5,985/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,088/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,649 · Scale 2, in force from 26 Feb 2026)