LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,797
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,470
−HK$1,700/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,649
+HK$3,479/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,848
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,453
−HK$1,629/mo
Today · 4.125%
HK$63,082
baseline
▲ 0.50% · 4.625%
HK$66,407
+HK$3,325/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,164/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,564
−HK$2,040/mo
Today · 4.125%
HK$68,604
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,208/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,818
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$1,954/mo
Today · 4.125%
HK$75,698
baseline
▲ 0.50% · 4.625%
HK$79,688
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,396/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,315
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,658
−HK$2,380/mo
Today · 4.125%
HK$80,038
baseline
▲ 0.50% · 4.625%
HK$84,908
+HK$4,870/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,076/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,787
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,035
−HK$2,279/mo
Today · 4.125%
HK$88,314
baseline
▲ 0.50% · 4.625%
HK$92,969
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,628/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,834
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,846
−HK$3,060/mo
Today · 4.125%
HK$102,906
baseline
▲ 0.50% · 4.625%
HK$109,168
+HK$6,262/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,812/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,727
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,616
−HK$2,931/mo
Today · 4.125%
HK$113,547
baseline
▲ 0.50% · 4.625%
HK$119,532
+HK$5,985/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,094/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,676 · Scale 2, in force from 26 Feb 2026)