LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,797
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,700/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,479/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,849
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,454
−HK$1,628/mo
Today · 4.125%
HK$63,082
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,326/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,164/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,557
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,565
−HK$2,040/mo
Today · 4.125%
HK$68,605
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,210/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,819
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,745
−HK$1,954/mo
Today · 4.125%
HK$75,699
baseline
▲ 0.50% · 4.625%
HK$79,689
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,398/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,316
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,659
−HK$2,380/mo
Today · 4.125%
HK$80,039
baseline
▲ 0.50% · 4.625%
HK$84,909
+HK$4,870/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,078/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,789
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,036
−HK$2,279/mo
Today · 4.125%
HK$88,315
baseline
▲ 0.50% · 4.625%
HK$92,971
+HK$4,656/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,630/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,835
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,847
−HK$3,061/mo
Today · 4.125%
HK$102,908
baseline
▲ 0.50% · 4.625%
HK$109,169
+HK$6,261/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,816/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,728
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,617
−HK$2,931/mo
Today · 4.125%
HK$113,548
baseline
▲ 0.50% · 4.625%
HK$119,534
+HK$5,986/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,096/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,689 · Scale 2, in force from 26 Feb 2026)