LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,798
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,700/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,479/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,849
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,455
−HK$1,628/mo
Today · 4.125%
HK$63,083
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,325/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,166/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,557
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,565
−HK$2,041/mo
Today · 4.125%
HK$68,606
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$4,174/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,212/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,819
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,745
−HK$1,954/mo
Today · 4.125%
HK$75,699
baseline
▲ 0.50% · 4.625%
HK$79,690
+HK$3,991/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,398/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,317
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,660
−HK$2,380/mo
Today · 4.125%
HK$80,040
baseline
▲ 0.50% · 4.625%
HK$84,910
+HK$4,870/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$160,080/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,789
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,036
−HK$2,280/mo
Today · 4.125%
HK$88,316
baseline
▲ 0.50% · 4.625%
HK$92,971
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.51M · min. income ≈ HK$176,632/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,836
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,848
−HK$3,060/mo
Today · 4.125%
HK$102,908
baseline
▲ 0.50% · 4.625%
HK$109,170
+HK$6,262/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,816/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,729
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,618
−HK$2,931/mo
Today · 4.125%
HK$113,549
baseline
▲ 0.50% · 4.625%
HK$119,535
+HK$5,986/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,098/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,696 · Scale 2, in force from 26 Feb 2026)