LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,799
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,472
−HK$1,700/mo
Today · 4.125%
HK$57,172
baseline
▲ 0.50% · 4.625%
HK$60,651
+HK$3,479/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,344/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,851
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,456
−HK$1,628/mo
Today · 4.125%
HK$63,084
baseline
▲ 0.50% · 4.625%
HK$66,409
+HK$3,325/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,168/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,559
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,567
−HK$2,040/mo
Today · 4.125%
HK$68,607
baseline
▲ 0.50% · 4.625%
HK$72,782
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,214/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,821
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,747
−HK$1,954/mo
Today · 4.125%
HK$75,701
baseline
▲ 0.50% · 4.625%
HK$79,691
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,402/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,318
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,661
−HK$2,380/mo
Today · 4.125%
HK$80,041
baseline
▲ 0.50% · 4.625%
HK$84,912
+HK$4,871/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,082/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,791
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,038
−HK$2,280/mo
Today · 4.125%
HK$88,318
baseline
▲ 0.50% · 4.625%
HK$92,973
+HK$4,655/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,636/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,838
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,850
−HK$3,060/mo
Today · 4.125%
HK$102,910
baseline
▲ 0.50% · 4.625%
HK$109,172
+HK$6,262/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$205,820/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,731
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,620
−HK$2,932/mo
Today · 4.125%
HK$113,552
baseline
▲ 0.50% · 4.625%
HK$119,537
+HK$5,985/mo
Deposit HK$2.36M · loan HK$21.23M · min. income ≈ HK$227,104/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,716 · Scale 2, in force from 26 Feb 2026)