LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,806
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,700/mo
Today · 4.125%
HK$57,180
baseline
▲ 0.50% · 4.625%
HK$60,660
+HK$3,480/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,360/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,859
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,464
−HK$1,629/mo
Today · 4.125%
HK$63,093
baseline
▲ 0.50% · 4.625%
HK$66,419
+HK$3,326/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,186/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,568
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,576
−HK$2,041/mo
Today · 4.125%
HK$68,617
baseline
▲ 0.50% · 4.625%
HK$72,792
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,234/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,757
−HK$1,955/mo
Today · 4.125%
HK$75,712
baseline
▲ 0.50% · 4.625%
HK$79,702
+HK$3,990/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,424/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,329
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,672
−HK$2,381/mo
Today · 4.125%
HK$80,053
baseline
▲ 0.50% · 4.625%
HK$84,924
+HK$4,871/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,106/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,803
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,050
−HK$2,280/mo
Today · 4.125%
HK$88,330
baseline
▲ 0.50% · 4.625%
HK$92,986
+HK$4,656/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,660/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,851
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,864
−HK$3,061/mo
Today · 4.125%
HK$102,925
baseline
▲ 0.50% · 4.625%
HK$109,188
+HK$6,263/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$205,850/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,746
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,636
−HK$2,931/mo
Today · 4.125%
HK$113,567
baseline
▲ 0.50% · 4.625%
HK$119,554
+HK$5,987/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$227,134/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,857 · Scale 2, in force from 26 Feb 2026)