LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,813
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,486
−HK$1,701/mo
Today · 4.125%
HK$57,187
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,480/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,374/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,866
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,472
−HK$1,628/mo
Today · 4.125%
HK$63,100
baseline
▲ 0.50% · 4.625%
HK$66,426
+HK$3,326/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,200/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,575
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,584
−HK$2,040/mo
Today · 4.125%
HK$68,624
baseline
▲ 0.50% · 4.625%
HK$72,800
+HK$4,176/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,248/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,839
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,766
−HK$1,954/mo
Today · 4.125%
HK$75,720
baseline
▲ 0.50% · 4.625%
HK$79,712
+HK$3,992/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,440/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,338
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,681
−HK$2,381/mo
Today · 4.125%
HK$80,062
baseline
▲ 0.50% · 4.625%
HK$84,933
+HK$4,871/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,124/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,812
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,060
−HK$2,280/mo
Today · 4.125%
HK$88,340
baseline
▲ 0.50% · 4.625%
HK$92,997
+HK$4,657/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,680/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,863
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,876
−HK$3,061/mo
Today · 4.125%
HK$102,937
baseline
▲ 0.50% · 4.625%
HK$109,200
+HK$6,263/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$205,874/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,759
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,649
−HK$2,932/mo
Today · 4.125%
HK$113,581
baseline
▲ 0.50% · 4.625%
HK$119,568
+HK$5,987/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$227,162/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,973 · Scale 2, in force from 26 Feb 2026)