LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,814
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,487
−HK$1,701/mo
Today · 4.125%
HK$57,188
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,480/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,376/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,867
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,628/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,428
+HK$3,327/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,576
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,585
−HK$2,041/mo
Today · 4.125%
HK$68,626
baseline
▲ 0.50% · 4.625%
HK$72,801
+HK$4,175/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,252/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,840
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,767
−HK$1,955/mo
Today · 4.125%
HK$75,722
baseline
▲ 0.50% · 4.625%
HK$79,713
+HK$3,991/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,444/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,339
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,682
−HK$2,381/mo
Today · 4.125%
HK$80,063
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,872/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,126/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,814
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,062
−HK$2,280/mo
Today · 4.125%
HK$88,342
baseline
▲ 0.50% · 4.625%
HK$92,999
+HK$4,657/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,684/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,864
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,877
−HK$3,062/mo
Today · 4.125%
HK$102,939
baseline
▲ 0.50% · 4.625%
HK$109,202
+HK$6,263/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$205,878/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,761
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,651
−HK$2,932/mo
Today · 4.125%
HK$113,583
baseline
▲ 0.50% · 4.625%
HK$119,570
+HK$5,987/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$227,166/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,002,991 · Scale 2, in force from 26 Feb 2026)