LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,815
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,489
−HK$1,701/mo
Today · 4.125%
HK$57,190
baseline
▲ 0.50% · 4.625%
HK$60,669
+HK$3,479/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,380/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,868
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,474
−HK$1,629/mo
Today · 4.125%
HK$63,103
baseline
▲ 0.50% · 4.625%
HK$66,429
+HK$3,326/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,206/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,578
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,587
−HK$2,040/mo
Today · 4.125%
HK$68,627
baseline
▲ 0.50% · 4.625%
HK$72,803
+HK$4,176/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,254/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,842
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,769
−HK$1,955/mo
Today · 4.125%
HK$75,724
baseline
▲ 0.50% · 4.625%
HK$79,715
+HK$3,991/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,448/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,341
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,684
−HK$2,381/mo
Today · 4.125%
HK$80,065
baseline
▲ 0.50% · 4.625%
HK$84,937
+HK$4,872/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,130/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,816
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,064
−HK$2,280/mo
Today · 4.125%
HK$88,344
baseline
▲ 0.50% · 4.625%
HK$93,001
+HK$4,657/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,688/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,867
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,880
−HK$3,061/mo
Today · 4.125%
HK$102,941
baseline
▲ 0.50% · 4.625%
HK$109,205
+HK$6,264/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$205,882/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,763
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,653
−HK$2,932/mo
Today · 4.125%
HK$113,585
baseline
▲ 0.50% · 4.625%
HK$119,573
+HK$5,988/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$227,170/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,015 · Scale 2, in force from 26 Feb 2026)