LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,822
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,497
−HK$1,700/mo
Today · 4.125%
HK$57,197
baseline
▲ 0.50% · 4.625%
HK$60,678
+HK$3,481/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,394/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,877
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,483
−HK$1,629/mo
Today · 4.125%
HK$63,112
baseline
▲ 0.50% · 4.625%
HK$66,438
+HK$3,326/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,224/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,587
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,596
−HK$2,041/mo
Today · 4.125%
HK$68,637
baseline
▲ 0.50% · 4.625%
HK$72,813
+HK$4,176/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,274/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,852
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,779
−HK$1,955/mo
Today · 4.125%
HK$75,734
baseline
▲ 0.50% · 4.625%
HK$79,726
+HK$3,992/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,468/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,351
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,695
−HK$2,381/mo
Today · 4.125%
HK$80,076
baseline
▲ 0.50% · 4.625%
HK$84,949
+HK$4,873/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,152/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,828
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,076
−HK$2,280/mo
Today · 4.125%
HK$88,356
baseline
▲ 0.50% · 4.625%
HK$93,014
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,712/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,880
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,894
−HK$3,061/mo
Today · 4.125%
HK$102,955
baseline
▲ 0.50% · 4.625%
HK$109,220
+HK$6,265/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$205,910/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,778
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,669
−HK$2,932/mo
Today · 4.125%
HK$113,601
baseline
▲ 0.50% · 4.625%
HK$119,589
+HK$5,988/mo
Deposit HK$2.36M · loan HK$21.24M · min. income ≈ HK$227,202/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,155 · Scale 2, in force from 26 Feb 2026)