LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,827
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,502
−HK$1,701/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,683
+HK$3,480/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,882
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,488
−HK$1,630/mo
Today · 4.125%
HK$63,118
baseline
▲ 0.50% · 4.625%
HK$66,445
+HK$3,327/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,236/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,593
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,602
−HK$2,041/mo
Today · 4.125%
HK$68,643
baseline
▲ 0.50% · 4.625%
HK$72,820
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,286/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,859
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,786
−HK$1,955/mo
Today · 4.125%
HK$75,741
baseline
▲ 0.50% · 4.625%
HK$79,733
+HK$3,992/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,482/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,358
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,702
−HK$2,382/mo
Today · 4.125%
HK$80,084
baseline
▲ 0.50% · 4.625%
HK$84,957
+HK$4,873/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,168/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,835
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,084
−HK$2,281/mo
Today · 4.125%
HK$88,365
baseline
▲ 0.50% · 4.625%
HK$93,022
+HK$4,657/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,730/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,889
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,903
−HK$3,062/mo
Today · 4.125%
HK$102,965
baseline
▲ 0.50% · 4.625%
HK$109,230
+HK$6,265/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,930/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,788
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,679
−HK$2,933/mo
Today · 4.125%
HK$113,612
baseline
▲ 0.50% · 4.625%
HK$119,600
+HK$5,988/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,224/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,246 · Scale 2, in force from 26 Feb 2026)