LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,828
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,502
−HK$1,701/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,684
+HK$3,481/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,883
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,489
−HK$1,629/mo
Today · 4.125%
HK$63,118
baseline
▲ 0.50% · 4.625%
HK$66,445
+HK$3,327/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,236/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,593
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,602
−HK$2,042/mo
Today · 4.125%
HK$68,644
baseline
▲ 0.50% · 4.625%
HK$72,821
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,288/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,859
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,787
−HK$1,955/mo
Today · 4.125%
HK$75,742
baseline
▲ 0.50% · 4.625%
HK$79,734
+HK$3,992/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,484/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,359
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,703
−HK$2,381/mo
Today · 4.125%
HK$80,084
baseline
▲ 0.50% · 4.625%
HK$84,957
+HK$4,873/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,168/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,836
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,084
−HK$2,281/mo
Today · 4.125%
HK$88,365
baseline
▲ 0.50% · 4.625%
HK$93,023
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,730/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,890
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,904
−HK$3,062/mo
Today · 4.125%
HK$102,966
baseline
▲ 0.50% · 4.625%
HK$109,231
+HK$6,265/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,932/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,789
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,680
−HK$2,933/mo
Today · 4.125%
HK$113,613
baseline
▲ 0.50% · 4.625%
HK$119,601
+HK$5,988/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,226/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,255 · Scale 2, in force from 26 Feb 2026)