LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,828
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,503
−HK$1,701/mo
Today · 4.125%
HK$57,204
baseline
▲ 0.50% · 4.625%
HK$60,685
+HK$3,481/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,408/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,884
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,490
−HK$1,629/mo
Today · 4.125%
HK$63,119
baseline
▲ 0.50% · 4.625%
HK$66,446
+HK$3,327/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,238/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,594
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,603
−HK$2,042/mo
Today · 4.125%
HK$68,645
baseline
▲ 0.50% · 4.625%
HK$72,822
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,290/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,860
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,787
−HK$1,956/mo
Today · 4.125%
HK$75,743
baseline
▲ 0.50% · 4.625%
HK$79,735
+HK$3,992/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,486/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,360
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,704
−HK$2,381/mo
Today · 4.125%
HK$80,085
baseline
▲ 0.50% · 4.625%
HK$84,958
+HK$4,873/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$160,170/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,837
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,085
−HK$2,281/mo
Today · 4.125%
HK$88,366
baseline
▲ 0.50% · 4.625%
HK$93,024
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.52M · min. income ≈ HK$176,732/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,891
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,905
−HK$3,062/mo
Today · 4.125%
HK$102,967
baseline
▲ 0.50% · 4.625%
HK$109,232
+HK$6,265/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,934/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,790
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,681
−HK$2,933/mo
Today · 4.125%
HK$113,614
baseline
▲ 0.50% · 4.625%
HK$119,603
+HK$5,989/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,228/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,267 · Scale 2, in force from 26 Feb 2026)