LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,833
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,507
−HK$1,702/mo
Today · 4.125%
HK$57,209
baseline
▲ 0.50% · 4.625%
HK$60,690
+HK$3,481/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,418/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,889
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,495
−HK$1,629/mo
Today · 4.125%
HK$63,124
baseline
▲ 0.50% · 4.625%
HK$66,452
+HK$3,328/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,248/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,600
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,609
−HK$2,042/mo
Today · 4.125%
HK$68,651
baseline
▲ 0.50% · 4.625%
HK$72,828
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$137,302/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,866
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,794
−HK$1,955/mo
Today · 4.125%
HK$75,749
baseline
▲ 0.50% · 4.625%
HK$79,742
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.16M · min. income ≈ HK$151,498/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,366
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,710
−HK$2,382/mo
Today · 4.125%
HK$80,092
baseline
▲ 0.50% · 4.625%
HK$84,966
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,184/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,844
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,093
−HK$2,281/mo
Today · 4.125%
HK$88,374
baseline
▲ 0.50% · 4.625%
HK$93,032
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,748/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,899
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,913
−HK$3,063/mo
Today · 4.125%
HK$102,976
baseline
▲ 0.50% · 4.625%
HK$109,242
+HK$6,266/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,952/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,800
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,691
−HK$2,933/mo
Today · 4.125%
HK$113,624
baseline
▲ 0.50% · 4.625%
HK$119,613
+HK$5,989/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,248/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,353 · Scale 2, in force from 26 Feb 2026)